The End of Therapy Payments and Financial Goals
April 28th, 2023 at 06:10 pmMy daughter has been having chronic headache issues for about 16 months. We have seen doctors and specialists, had MRI's, tried prescription medications and vitamin regiments... nothing has worked. As a last resort, her neurologist suggested therapy. She said sometimes our bodies will do anything to not deal with painful things.
Finally in January, we were able to find a therapist that would see a minor. Very few we talked to would see minor's and even fewer still woudl accept insurance. Nearly all of them required cash payment. The therapist we found shared our faith (which was important to us) and sees minors. She did not, however, accept insurance.
It was worth it to us to pay out of pocket if it would help relieve our daughter of her headaches. But it wasn't cheap! We paid $140 per session, and she had sessions weekly for almost 3 months. As her headaches started to improve, we were able to space her appointments out more. Today is her last appointment!
I'm so glad her chronic headaches have disappeared! Two days ago, my daughter and I were at our eye appointments, and she was so happy to mark "rarely" when it asked if she had headaches. The therapist has been a God send to us and we are so thankful that her headaches are gone, and she was able to deal with "unresolved issues".
We still have a ton of debt, but we are making baby steps toward improving it; but slowing our debt payments so we could cashflow her therapy appointments was worth every penny! There is nothing worse than seeing your child hurting and having no way to help them! With today being her last therapy appointment, I am excited to have an additional $500 a month to put back towards our debt and maybe be able to ramp up our progress a little bit, especially knowing my daughter has relief from her pain!
My financial goals for 2023 were to increase savings to $10000, which I may or may not make (but I am still trying!), and to decrease our debt to $13000. Assuming my progress continues as it has been, I'm on track to make that goal by October.