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The Best Laid Plans

February 17th, 2021 at 05:46 pm

We had such plans to save money and pay off debt. We still do, but some things have conspired against us.

We have an outside fridge/freezer in our garage. And it's going out. As a family, we go through a lot of milk! We average a gallon a day. We generally buy 10 gallons at a time and that doesn't all fit in our inside fridge, hence the fridge in the garage.

We were given that fridge free over 10 years ago so we more than got "our moneys" worth. Now we need to replace it. For the last two months, The Husband has been filling up 2 liter bottles and freezing them and then rotating them in the fridge to keep it cold. We finally decided to purchase a new fridge.

We found one that is almost the same size as our current fridge. It is less than 1 cubic foot smaller. It is a freezer/fridge combo with the freezer on top (which is our preference). It does not have an ice maker or water dispenser as it is a fridge for our garage and it still cost us $750 plus tax and a $25 fee to take away our old fridge.

It was on sale for President's Day, but was still about $200 more than we wanted to spend. When our old fridge started to go out, we were hoping we could hold out until prices went back down, but we decided to go ahead and buy a fridge as we were too worried that something would happen and the freezer would go out too and then all the food we had out there would spoil.

I am also having car issues. It has a leak (power steering fluid, we think). It also does something funny when shifting gears every once in a while.  I love NOT having a car payment and am not looking forward to having to make one. 

We also recently recieved an "unexpected" (more accurately, forgotten) car insurance bill.  When The Son got his license, we obviously added him to our insurance. They did not bill us right away and told us they will bill us when what we have "prepaid" is up. We pay our policy in full each year, so we forgot we had an extra bill coming. 

Happily we have the money to pay for the fridge and our insurance, but using that money to pay for these things means it doesn't go towards debt. BOO!

Okay, rant over. I just wanted to complain and now I feel a bit better. 

4 Responses to “The Best Laid Plans”

  1. FocusedinmyForties Says:

    Rant away! But think how much better it feels to be able to pay for these unexpected expenses with savings rather than going into more debt. That's how I am looking at it every time something comes up.

  2. LivingAlmostLarge Says:

    Suggestions if you didn't buy the fridge was look for one people give away on buy nothing groups on facebook or used on craigslist. If it's just a garage fridge i think a lot of people sometimes dump old ones. Also how often do you shop? Do you need 10 gallons of milk? I shop 2x/week unsure where you live but you could just shop 2x a week and have less milk picked up each time. Usually I do a big trip and a little trip middle of the week for more veggies and fruit and meat. I usually try to not buy anything not fresh is the problem.

  3. mumof2 Says:

    one thing we do is have accounts for things like cars/medical etc so each month we put a certain amount away for when things like this comes up...then it covers everything, it can take a little longer to pay off debt but it does cover things like these...good luck

  4. rob62521 Says:

    Sometimes a good rant helps!

    Yes, having the money to pay for these unexpected things sure it nice. I imagine you will save again so you can apply it to debt.

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