The Husband’s payday is today, and he had a couple of unexpected hours of overtime on his check! I also received a paycheck from my childcare work at my church to the tune of $50.
In our original budget, we were only able to send $140 of this paycheck towards our credit card debt, but with the overtime we were able to send $400 plus my little paycheck of $50, for a total of $450 towards our debt!
I know it is not much, but every little bit helps! And if we were able to send an extra $310 every month, we would pay our debt off a full 3 months sooner. I don’t know how often we will be able to find an extra $300+ in our budget to put towards our credit card, but I am going to celebrate EVERY small win we have! We need all the motivation we can get as this is going to be a long haul!
May 13th, 2022 at 07:07 pm 1652468830
May 13th, 2022 at 08:25 pm 1652473518
We make very good salaries, but were irresponsible. Prior to the pandemic, we were very good about using cash envelopes. We are getting back to a (mainly) cash only budget so we shouldn't accrue more debt.
May 15th, 2022 at 06:07 pm 1652638078
Good plan on going back to the cash envelopes so you can watch your spending.