It took us a LONG time to truly get serious about debt payoff. At its highest point, our credit card debt was $24,905.68. Last month, our total credit card debt was $14,867.79.

Our credit card statement just closed and our current balance is $14,012.36. We decreased our credit card debt by $855.43. That is a total decrease of 6 percent.

I am excited by the decrease and am so happy to see continued progress, but I’m a little bummed that we didn’t make our goal of being under $14,000. We were so close. Having said that, we have already made our first payment of this billing cycle and are now under $14,000, but I really wanted our statement to show $13,something. We make payments on our credit card debt several times a month based on when we are paid and any time we have extra money come in.

We were paid on the 15^th so scheduled a $200 payment to go on the 18^th. We get paid again on the 29^th. September is a three-paycheck month so a big chunk of that paycheck will go straight to our credit card, in addition to all our regular payments.

Overall, we have paid off nearly 44% of our total credit card debt from its highest point. More than anything, I want to see continued progress like decreasing debt and increasing our savings. Every move we make right now is improving our financial health!